How to Talk Money With Kids (2)

• How should you discuss the problem with older kids?
• How can kids contribute?

With 12- to 18-year-olds, you can broaden the discussion to include the banking crisis and other factors that contributed to the recession, Meyer says. Younger kids have the notion that they’re at the center of things, and adolescents by nature are especially egocentric. “They will think they’re responsible,” Meyer says. A cut in allowance might seem punitive, so the message that the child is not at fault needs to come across. Depending on the child’s age, “You can also ask them to bring some income by working a job or helping more around the house so Mom or Dad can work more,”  he says.

Kids can also contribute by taking over house cleaning or landscaping services previously done by a paid professional. “You’ll pay lower rates, and the money stays in the family,” financial consultant Denis Cauvier says. He also suggests implementing an incentive program to cut household expenses. Whoever comes up with a cost-cutting idea gets 10 percent of the savings.

That way, they’ll come to understand that a paycheck only goes so far, and decisions and sacrifices are part of responsible money management.

Info Cloud
Teaching Topic: Getting Names Right 教學主題: 遇到難唸的人名時
Maybe you’ve noticed as a world gets smaller work coming into context with more and more people from different parts of the globe who have names that are well pretty tricky to pronounce.

If you meet someone face to face and they introduced themselves with an unusual or difficult name, you can politely ask them to say their name again.

By making an effort to say their name correctly, you show in that person honor and respect.

Which is good, unfortunately, you don’t always have the luxury of personally asking someone with the tricky name how to pronounce it.

Maybe you have to reach something in public. Give a speech,or a report or maybe emcee an event where you have to pronounce a difficult name. Cases like these, it pays to do some homework.

Right. If a person’s name looks like it would be tricky to pronounce, ask around or check to see if the person has a website. Sometimes you’ll find some pronunciation clues there.

Other times, if you are lucky and if the person is famous enough, you’ll find something on YouTube, where you can hear how the person’s name is correctly pronounced.

• Can you tell me how to pronounce your name?

Language Lab
egocentric adj. [ego字首-自我; cent 字根- 中心]
/ˌiːgoʊˈsɛntrɪk/
caring too much about yourself and not about other people : self-centered
- Larry is an egocentric person, who only cares about himself.
- School life helps children learn to not be egocentric and share with others.

punitive adj.
/ˈpjuːnətɪv/
intended to punish someone or something
- The politician is suing the newspaper for $500,000 in punitive damages for false coverage.
- Punitive actions were taken by the UN against the country for using biochemical weapons.

at fault
if someone is at fault, they are responsible for something bad that has happened:
- The police said that the other driver was at fault.
- Some people claim that it is the UN that is at fault.

implement v. [im字首-進入]
to take action or make changes that you have officially decided should happen 實施
- The government will implement the new tax policy next year.
- The committee is concerned about when their recommendations will be implemented.
implementation n.
- Implementation of the new law will be difficult.

incentive n.
something that encourages you to work harder, start a new activity etc:
- The teacher uses field trips as incentives to encourage his students to achieve better grades.
- In most companies, bonus payments are the biggest incentives for people to work hard.

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